Buying ready to move in flats? Must Read!

Important Documents to Look For While Going For Ready to Move in Flats

We all look for property at some stage of our life. It can be quite a tricky decision to make while finalising the project due to various factors. So we bring you some vital documents that you can look for before closing the deal.

Post RERA (Real estate regulation act) real estate has got so much needed impetus to get it going as buyers feel more safe than ever before. The demand for ready to move in or near to possession projects is increasing as it explicit the doubt whether the project will be delivered timely or not and at the end of the day my hard earned money would be in safe hands or not.

Even while going for ready to move in flats, you must look for some crucial legal documents of that particular project. Here are some of them:

Sale Deed:

It is one of most important documents which needed to be checked while going for a new home. It’s the basic legal document which defines sales and transfer of property, so it is always better to read all the conditions related to it. It’s advisable to keep the original intact and if submitted to lender then at least keeps the copy of it for future reference.

Building Approval:

Generally we finalize the deal just by seeing the project brochure but it’s advisable to check the building plan being approved by builder from authority or not.

Commencement Certificate:

Builder cannot commence the construction without getting commencement approval from local authorities of that particular region. It is given, only after the developer has met the legal requirements.


If the land owner is different from the builder and builder has not fully purchased the land from the land owner, it is called collaboration between both. In that case a Joint Development agreement must be available with the builder being notarized by registrar’s office with stamp duty paid over it.

Chain Deed:

Buyer can also look for chain deed as the land acquisition is done from legitimate source or not because if there are any pending issues related to that land then it can create hurdles in that project further. So it’s advisable to look for history of land and the change of ownership took place at various stages.

Khata Certificate:

It actually defines who the genuine owner of that particular property is and Khata certificate certifies that xyz property belongs to that particular individual or group.

Khata Extract:

Khata certificate provides the details of land owner whereas Khata extract provides you inside details about that property like taxes to be paid and size of the property and location and built area of that property which is also very important for a buyer to know.

No Dues:

It’s always mandatory to take no dues certificate from a builder when your complete payment is done so that no situation of pending dues or interest shall come.

Possession Letter:

Possession letter is issued by the developer in favor of the buyer stating the completion date of the property. It is a mandatory requirement when applying for a home loan.

Occupation Certificate:

It is the most important document from a builder point of view to get. The builder gets occupation certificate from the local authority after inspecting the building and deeming it fit for human living. The OC is mandatory for applying for services like water connection, sanitation connection, electric connection, applying for a home loan & switching your home loan.

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